Local Lender Directory

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Local Lender Directory

Company Contact Info Offer FHA, VA/VhFA Less than 20% down Minimum
Credit Score
Branch/Office Locations  
Peoples Trust Company NMLS#442104 855-524-5626
mortgageloans@ptcvt.com
ptcvt.com
VHFA 0% down with
USDA
620 Essex, Enosburg, Georgia, St. Albans, Swanton  
New England Federal
Credit Union NMLS#446767

802-879-8790
mortgages@nefcu.com

VHFA, VA
& FHA

0% VA, USDA. 3% for in-house & VHFA.
3.5% for FHA.

620 Williston, Essex Jct,
So. Burlington, St. Albans

 
North Country Federal Credit Union
NMLS# 415758
800-660-3258
mortgages@northcountry.org
NorthCountry.org
FHA, VA, USDA 3% down  620 Chittenden, Washington, Grand Isle,
Lamoille, Orleans & Caledonia counties
 
Union Bank
Sherrie Bull
NMLS# 402933
802-888-6860
SBull@UnionBankVt.com
UBLOCAL.com
FHA, VA, FHA
0% VA & USDA
3.5% FHA
3-5% down for conventional
 640 is
cutoff
VT: Franklin, Lamoille, Caledonia,
Chittenden counties.
NH: Grafton & Coos counties
 
Mansfield Mortgage
NMLS# 93175
802-879-4200
877-757-2540
MMPVT.com
FHA & VA, plus
203K FHA rehab
3.5% for FHA.
0% for VA & USDA rural
As low
as 520 for
FHA, VA
Essex Jct VT
 
Vermont Federal Credit Union
  NMLS#: 466013
888-252-0202 x2002
mortgages@vermontfederal.org
VermontFederal.org
VHFA & VA
3% down for VHFA &
conventional
620 Burlington, So. Burlington, Milton,
St. Albans, Middlebury, Vergennes
 
Mortgage Financial
Christy Hill
NMLS#: 1938
802-658-5599
chill@mfsinc.com
MFSINC.com
FHA, VA &
VHFA
0% for VA & USDA RD,
3.5% FHA
580
Colchester & Stowe VT
 
Movement Mortgage LLC
Jay Vallieres
NMLS#: 194574
802-230-4242
Jay.Vallieres@movement.com
Movement.com
FHA, VA & VHFA
Renovation as well
0% is minimum
580 So. Burlington & Stowe VT